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A million reasons to join

The Michigan Restaurant and Lodging Fund is a member owned workers' compensation program endorsed by the Michigan Restaurant & Lodging Association. The sole purpose is to keep members' workers' compensation costs low, reliable, and predictable.

Why Insure with MRL Fund?

The potential for a significant return of profit back to its members is reason enough to insure with the MRL Fund but there's more! Michigan Restaurant and Lodging Fund members also receive:

Competitive Rate

Due to better risk selection. Only those with a proven record of low losses qualify!

Safety & Loss Control Services

Specifically designed for the restaurant and lodging industries.

Better Claims Service

Settlement authority rests with the Fund. The decision making board is comprised of members, just like you!

Smiling servers at restaurant