Workplace Safety Nets Millions Returned to Fund Members
The Michigan Restaurant & Lodging Fund (MRL Fund) has announced a profit return of over $8.4 million for the 2026 policy year, bringing total returns to $130,869,212 since 1992. This represents an average return of 48% of a member’s annual premium. The MRL Fund is a self-insured program aimed at reducing workers' compensation costs by prioritizing workplace safety.
Key to its success is a selective underwriting process that accepts only hospitality business owners with a proven track record of low losses, acceptable work exposures, established safety programs, and financial stability. This ensures a strong focus on safety and risk management, enhancing profitability and effectiveness for its members.